A proven project portfolio management process
“Aligning Information Technology (IT) investments with constantly shifting business goals and priorities continues to be a major challenge for IT managers. In spite of the best efforts of management to improve project success, an unacceptable number of IT initiatives continue to either fall short of, or simply miss their target completely. There is no end to the variety of factors that can contribute to project failure and, as a result, IT organizations have invested heavily to improve the predictability, productivity and quality of their output. “. (Miller, J.). A proven project portfolio management process. Paper presented at Project Management Institute Annual Seminars & Symposium, San Antonio, TX. Newtown Square, PA: Project Management Institute.)
Trends shapings the industry in 2025
“The past 25 years of digitization transformed the industry, making banking easier, cheaper and more immediate. Customers, by and large, welcomed the changes. Yet, while most banks’ mobile apps enjoy ratings1 north of 4.5 out of 5, they have become less differentiated than ever. More than 40% of consumers find it hard to distinguish between financial services brands,2 and 58% acquired at least one financial services product from a new provider in the past 12 months” (Michael Abbott – Accenture)
Currency: E-Yuan is Here – How China’s CBDC Could Destroy the Dollar
“E-yuan, China’s central bank digital currency (CBDC), is quickly emerging as a potential threat to the U.S. dollar’s global dominance. The digital yuan represents, at this moment in time, China’s bold step into the future of finance, as the world’s second-largest economy is now aggressively positioning its CBDC to reshape international monetary systems. This new digital currency isn’t just another cryptocurrency – it’s actually a state-backed financial instrument with significant and far-reaching geopolitical implications” Watcher.guru
Word Report 2024
CapGemini
“The year 2023 showcased strong global Bank performance, marked by substancial revenue growth and improved net profit margins. High interest rates, low credit defaults and robust consuming spending were a recipe for success.
However as banks transition into 2024, they face a volatile and uncertain landscape characterized by persistent inflationary pressures, potencial rate cuts, declining net interest income and geopolitical uncertainties.” CapGemini Research Institute.
